Eine Familie in der Abendsonne ist glücklich mit Ihrem Gehaltsschutz

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Der Schutzbrief für Ihr Einkommen

Belastungen für Immobilien, Auto oder Investitionen in Kinder oder die Pflege der Eltern entspannt angehen.

Das Einkommen im Falle einer Arbeitslosigkeit oder Arbeitsunfähigkeit absichern.

Der Gehaltsschutz für Lohn- und Gehalt bietet bis zu 24 Monate zusätzliche Sicherheit.

Jetzt ein individuelles Angebot berechnen!

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Bitte wählen Sie Ihr monatliches Bruttoeinkommen aus:
 
1.000
2.500
5.000
7.500
10.000
 
 
Steuer
  • Klasse I
  • Klasse II
  • Klasse III
  • IV, V, VI
Kinder
  • Nein
  • Ja
Gebiet
  • West
  • Ost
2.343 €
Netto-Einkommen
1.387 €
Arbeitslosengeld I
 
956 € Netto-Lücke bei Arbeitslosigkeit
 

Bitte durchschnittliches Bruttogehalt inkl. Sonderzahlungen eingeben. Geschätztes monatliches Netto-Einkommen . Anspruch auf ALG I in Höhe von .

 

Zur Detail-Berechnung

Die Vorteile

Für die Sicherheit
der Familie

Das Einkommen in Phasen finanzieller Belastungen absichern: Lebensstandard und Unabhängigkeit für die gesamte Familie.

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Für die Immobilien-finanzierung

Während der Finanzierung von Immobilien kann das Einkommen für bis zu 24 Monate auf dem Niveau des heutigen Netto abgesichert werden.

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Für die Fahrzeug-finanzierung

Während der Finanzierung oder des Leasings von Fahrzeugen kann das Einkommen bis zum Niveau des heutigen Netto abgesichert werden.

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Hilfreiche Tipps

Fortzahlung des Einkommens bei Arbeitslosigkeit (ALG I)

Was passiert, wenn man aufgrund einer betriebsbedingten Kündigung unverschuldet seine Arbeit verliert? Der Anspruch auf Arbeitslosengeld deckt lediglich ca. 60% des bisherigen Nettoeinkommens ab (bei Kindern 67%). Darüber hinaus ...

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Krankengeld bei Arbeitsunfähigkeit

Im Falle einer Arbeitsunfähigkeit von mehr als 42 Tagen wird - sofern Anspruch darauf besteht - ein Krankengeld ausgezahlt. Dies ist geringer als das aktuelle Nettoeinkommen.
Jetzt einfach die voraussichtliche Einkommenslücke berechnen.

Jetzt berechnen >
Exklusiv für Angestellte und Arbeiter

Der savme Gehaltsschutz ist aktuell leider nur für Arbeitnehmer mit einem sozial-versicherungspflichtigen Einkommen verfügbar. Ob ein Anspruch auf Krankengeld besteht, hängt bei freiwillig Versicherten von der Beitragsklasse ab.

Jetzt berechnen >

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Receive the Scoop about Beautiful Girls In Japanese Until you are Too Overdue

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The Definitive Tips for Beautiful Females In Japanese people

Although he's engaged to Miss Falconer, he and Sunny along with love. When ever Jerry's mom and Miss Falconer discover this, that they confront Sunny and send her forth in to the New York City roadway with a destroyed heart. Simply after this landscape does Miss Falconer notify Mrs. Hammond that your lover no longer hopes to marry Jerry. Below, then, the woman-as-doll is contrasted with precise plaything, and the theory the girl is similar to them in having no "soul" is made express and after that dismissed. "It will need to have the allure of sacrilege. These types of little women of all ages, like jewels to hire or buy, protect a non secular high quality. " "Yes, these mousmés, " explained Jack smiling, "are unheard of curios, however not in the intervening time very similar to women of all ages. I'd be a bit scared to undress them. inches A copy for the richly shaded authentic print sits change your "canvas" to use as a reference, any time desired, and each print is accompanied by a enjoyable introduction to the circumstance or the designer behind the project.

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Coping with Beautiful Girls In Japanese

Mom and her little girl baby girl will be enjoying, grinning and hugging. Friends and family holiday and togetherness. Mommy and her daughter baby girl are taking portion in, grinning and embracing. Young 3 girl displaying Japan dress standing in front of Daigoji Temple in Kyoto, Asia. Young 3 girl hauling Japan kimono standing in entry of Daigoji Temple in Kyoto, Japan. Our aim is to direct all art to you when as we get your order. Time to dispatch any buy is usually in the subsequent business day, but may take up to your five business days. All fine art prints cruise ship inside 3-5 business times from Istanbul, Turkey. All excellent artwork patterns produced upon massive wide-format printer, making use of archival color inks, providing the brilliantly colored colors and ultimate picture quality.

What does Doki Doki imply?

“Doki doki” is mostly a Japanese onomatopoeia for a cardiovascular beating quickly, usually with anticipation or perhaps excitement.

“Beautiful girl” in Western could possibly be 美少女, especially when conversing mature japanese wife with regards to the shoujo cartoons characters. Playing with everyday real world, it might be extra widespread to say one thing like きれいな女性, which suggests “pretty lady”.

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Beautiful Women of all ages In Japanese people Features

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Leistungen im Schadenfall

Wir bieten unseren Gehaltsschutzbrief (Arbeitslosigkeits- und Arbeitsunfähigkeitsversicherung) an. Mit dem Gehaltsschutzbrief können im Versicherungsfall die, bei einer längeren Arbeitslosigkeit oder Arbeitsunfähigkeit zu erwartenden, Einkommenslücken geschlossen werden. Der Versicherungsschutz setzt den Bezug von Arbeitslosengeld I (ALG I) voraus. Ein Anspruch auf ALG I entsteht, wenn ein sozialversicherungspflichtiges Arbeitseinkommen von mindestens 12 ununterbrochenen Beitragsmonaten in der gesetzlichen Arbeitslosigkeitsversicherung vorliegt. Dann startet der Anspruch mit 6 Monaten ALG I und steigert sich stufenweise, je nach Beschäftigungsdauer und Lebensalter, auf bis zu 24 Monate. Die optionale Leistung bei Arbeitsunfähigkeit beginnt, wenn die Lohn-/Gehaltsfortzahlung nach 6 Wochen endet und Krankengeld (sofern ein Anspruch besteht) gezahlt wird. Weitere Informationen finden Sie in unserer Kundenbroschüre. Im Versicherungsfall zahlt der Versicherer monatlich die im Versicherungsschein ausgewiesene Summe aus, maximal 2.000 EUR. Mit diesem Betrag können die laufenden Lebenshaltungskosten ohne zusätzliche Einschränkungen gedeckt werden.

Leistungsbeginn bei Arbeitslosigkeit

Wartezeit
90 Tage
Versicherungsschutz
Ab Tag 61 wird die Leistung rückwirkend von Tag 1 gezahlt
60 Tage¹
Max. 24 Monate

¹ Es besteht kein Leistungsanspruch, wenn Sie binnen 60 Tagen wieder eine neue Beschäftigung aufnehmen. Dauert Ihre Arbeitslosigkeit länger als 60 Tage, so leistet der Gehaltsschutz rückwirkend ab dem ersten Tag. Ihre Leistungen erhalten Sie für die Dauer des Status ALG I (max. 24 Monate).


Leistungsbeginn bei Arbeitsunfähigkeit

Wartezeit
90 Tage
Versicherungsschutz
Ab Tag 43 wird die Leistung gezahlt
42 Tage²
Bis Ende der Arbeitsunfähigkeit oder der Feststellung einer Erwerbsunfähigkeit bzw. Vorruhestand/Ruhestand

² Im Falle einer Arbeitsunfähigkeit erhalten gesetzlich Pflichtversicherte im Regelfall eine 6 wöchige Lohnfortzahlung durch den Arbeitgeber. Somit entstehen Ihnen in den ersten 42 Tagen noch keine Einkommenslücken. Mit Beginn des Krankengeldbezugs ab dem 43. Tag setzt die Ergänzungsleistung aus dem Gehaltsschutz ein.

Beantragung des Gehaltsschutzes

Ausschlaggebend ist Ihr Kenntnisstand bezüglich einer Kündigung bei der Beantragung, damit das Geld auch im Bedarfsfall unproblematisch ausgezahlt werden kann. Zu beachten ist, dass etwa vor Antragstellung noch keine Kenntnis von einer betriebsbedingten Kündigung vorhanden sein darf. Weder durch Arbeitgeber noch durch konkrete und Sie betreffende Berichte in den Medien oder Gespräche mit Kollegen. Der Gehaltsschutz würde, wie fast jede andere Versicherung, nicht funktionieren, wenn eine nachträgliche Absicherung bereits bekannter Schäden möglich wäre. Im Rahmen des Antrags sind Fragen zum Beruf und Versicherungsstaus notwendig. Leider kann der Gehaltsschutz aktuell nicht beantragt werden, wenn Sie einer der nachfolgend genannten Berufsgruppen angehören: Selbstständige, Beamter, Richter, Soldat, Azubi, Probe- oder Saisonarbeiter.

Fakten zum savme Gehaltsschutz für Arbeitnehmer

  • Günstiger Beitrag auch monatlich zahlbar.
  • Direkter online Abschluss mit sofortiger Policenzustellung.
  • Absicherung mit bis zu 2.000 Euro Zusatzgehalt ist möglich.
  • 30 Tage Widerrufsrecht mit 100% Kostenerstattung.
  • Professioneller Bedarfsrechner für die Ermittlung der passenden Summe.
  • Keine Leistung bei Kurzarbeitergeld.

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